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Business Payments

Spain

Private

Manage your company’s payments more efficiently

Include this API on your website, app or internal treasury system to run and manage payments on demand and in real time. The API can also be offered to your business customers via your application or service, allowing them to initiate payments from their BBVA accounts and immediately track their status.

Treasury Management

Payments

The Business Payments API is owned by BBVA, S.A.

Immediate and secure payments

Make your company’s payments automatically and hassle free from your own management system, without having to log into BBVA’s different channels, saving you time and management costs. Save on conciliation costs by connecting your invoice payments, taxes and returns within your own management system.

Automate your payments to suppliers or customers from your own ERP without needing an additional signature, facilitating unassisted payments.

In practice

Complete all types of transfers from your internal management system: transfers between your accounts, SEPA transfers, immediate transfers, OMFs, international payments and urgent international payments.
Include payments in unassisted processes, receiving immediate confirmation for reconciliation.
Offer your business customers the option of initiating payments from their BBVA accounts through your application or service.

Reduce your operating costs and risks

Automate the process and avoid human errors in the preparation of your payments.

Complete your business flows by including payments into the same process

Generate a seamless experience on your own platform.

Enriched information

Consult the status of your payments. Having access to the real status of your payments will help you to make decisions.

Simulate transfers in real time

Generate the simulation and conditions of payment runs to demonstrate to your customers.

Unassisted payment runs in real time

Receive instant confirmation of payment runs.

Consult the payment status

Consult and confirm that the funds have been paid to the beneficiary.

How does it work?

Automate your payments to suppliers and customers in an unassisted way. If you have a customer or supplier platform, this is another service that you can offer to them.

1. Start of the process

Connect to our API to make payments from your own system. This process can be performed from your system, completely unassisted.

2. Confirm

Receive instant confirmation of payments made. The API confirms whether the payment has been initiated.

3. Check

You can check the status of the payment at any time from your own system.

4. Confirmation of the payment of funds

Obtain confirmation that funds have been paid to the beneficiary in the case of immediate payments.

APIs enrich the experience in any digital system. Business Payments paves the way for innovation, enabling companies to create new business models, by integrating payment feature into their apps or websites, thus saving time and resources with absolute security.

Ana Martínez García, Product Owner, Enterprise Clients

Other APIs you might be interested in

If you find Business Payments helpful, you may also be interested in these options. Or you can refine your search by selecting the country, type of company and sector that best suits your needs.

Reconciliation

Access your bank accounts movements and the corresponding information immediately, in addition to how to operate and automate actions, all from the comfort of your internal management system.

More information

Confirming Remittances

Pay your national and international suppliers using BBVA Factoring.

More information

FX

Perform your FX spot and forward trades and integrate them into your internal management system. Consult the FX trades you have arranged to use them in your payments.

More information

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Contacting

Name	Owner	Duration	Description
gobp.lang	BBVA	1 month	Language preference
aceptarCookies	BBVA	1 year	Configuration Accepted Cookies
_abck	BBVA	1 year	Helps protect against malicious website attacks
bm_sz	BBVA	4 hours	Helps protect against malicious website attacks
ADRUM_BTs	Salesforce Marketing Cloud	Session	Required for monitoring of the service, inherent to SFMC
ADRUM_BT1	Salesforce Marketing Cloud	Session	Required for monitoring of the service, inherent to SFMC
ADRUM_BTa	Salesforce Marketing Cloud	Session	Required for monitoring of the service, inherent to SFMC
ADRUM_BT	Salesforce Marketing Cloud	Session	Required for monitoring of the service, inherent to SFMC
xt_0d95e	Salesforce Marketing Cloud	Session	Remember user preferences (if any)
__s9744cdb192d044faa1bf201d29fafd1e	Salesforce Marketing Cloud	Session	Remember user preferences (if any)
wpml_browser_redirect_test	WPML	Session	Text translation in the portal
wp-wpml_current_language	WPML	24 hours	Text translation in the portal

Name	Owner	Duration	Description
AMCV_***	Adobe Analytics	Session	Unique Visitor IDs used in Cloud Marketing solutions
AMCVS_***	Adobe Analytics	2 years	Unique Visitor IDs used in Cloud Marketing solutions
demdex (safari)	Adobe Analytics	180 days	Create and store unique and persistent identifiers
sessionID	Adobe Analytics	Session	Launch's internal cookie used to identify the user
gpv_URL	Adobe Analytics	Session	Adobe Analytics plugin: getPreviousValue Capture the value of a certain variable in the following page view, in this case the prop1
gpv_level1	Adobe Analytics	Session	Cookie used to store the DataLayer levl1 of the previous page.
gpv_pageIntent	Adobe Analytics	Session	Cookie used to store the pageIntent of the previous page.
gpv_pageName	Adobe Analytics	Session	Cookie used to store the pagename of the previous page.
aocs	Adobe Analytics	Session	Cookie that stores the first values collected at the beginning of a process.
TTC	Adobe Analytics	Session	Cookie used to store the time between the App Page Visit event and the App Completed event.
TTCL	Adobe Analytics	Session	Cookie used to store the time between the LogIn event and App Completed.
s_cc	Adobe Analytics	Session	Determine if cookies are active
s_hc	Adobe Analytics	Session	Cookie used by Adobe for analytical purposes
s_ht	Adobe Analytics	Session	Cookie used by Adobe for analytical purposes
s_nr	Adobe Analytics	2 years	Determine the number of user visits
s_ppv	Adobe Analytics	Permanent	Adobe Analytics plugin: getPercentPageViewed Determine what percentage of the page a user views
s_sq	Adobe Analytics	Session	ClickMap/ActivityMap features
s_tp	Adobe Analytics	Session	Cookie used by Adobe for analytical purposes
s_visit	Adobe Analytics	2 years	Cookie used by Adobe to know when a session has been started.

Name	Owner	Duration	Description
OT2	VersaTag	90 days	VersaTag Cookie used to store a user id and the number of user visits.
u2	VersaTag	90 days	VersaTag Cookie where the user ID is stored
TargetingInfo 2	MediaMind	1 year	Cookie that serves to assign a unique random number that generates MediaMind.

Name	Owner	Duration	Description
mbox	Adobe Target	9 days	Cookie used by Adobe Target to test user experience customization.

Business Payments

Learn more about Business Payments

Immediate and secure payments

In practice