BBVA API Market
If you need an API that offers data from the list of accounts for a customer, BBVA Accounts is what you’re looking for. Pablo Narro, SCRUM Master at BBVA, explains how a third-party application can access in a matter of seconds the information on customer accounts -with prior authorization-, a list, the balance and details of transactions. “The Accounts API basically returns a list of customer accounts and certain details of each account”, said Narro.
Apps that aggregate different bank accounts, scoring applications or even services that offer advertising and customized marketing are only three of the sectors that can more easily benefit from the knowledge provided by this API.
The first thing it offers is basic information on the account and, once the service is invoked, you can obtain more specific details of the account: from the type of currency to the nomination formats or the list of transactions… In addition, you can cross-reference data using different quantity or date filters, for example.
“I would like to emphasize here that the Accounts API has a special power if we merge it with the notification API. In this way, we provide to the application or the consumer business, which is not invoking the service continually waiting for a new transaction or a new detail, but we simply have to wait for the notification that we send them when an event is generated and therefore, when invoking the Accounts API it already sees the reflected changes”, said
If you want to learn more about BBVA’s open platform and financial APIs, go to this site.
APIs allow companies to offer their own e-wallets, building a new user experience that drives and contributes to customer loyalty.
PRETA is one of the leading bodies in the European Union in terms of intra-Community payments and financial transactions. Following the implementation of PSD2, the body has focused its efforts on ensuring compliance by providing a number of services and documentation that suppliers need.
The automotive industry is possibly one of the least digitized. This situation is particularly significant in car dealerships, where the purchase and financing process continues to be done in the traditional way. However, APIs can give a new impetus to this service by offering an innovative product and a new experience to their customers.