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News and case studies on embedded finance, APIs, and much more
The first programming code was written by a woman, and in the early days of modern computer science women were at the forefront of writing code. What happened? And what's happening now?
For some years now, APIs have been the great catalyst of change in business organizations. And that is essentially, thanks to its capacity to generate new business models and increase their profits.
The use of Big Data today offers an important added value for a wide range of sectors, from banking to retail.
What is the current status of smartphone payments? Which companies are contributing the most to this new path of business? And what role can APIs play in the ecosystem of mobile payments?
CB Insights has published a new report on the fintech market, 2019 Fintech Trends To Watch, which provides fascinating insight into how fintech companies are evolving around the world. The report investigates the most important trends for banking and payments fintechs here in the US, just the kind of companies that use Open Platform’s APIs, so we thought we’d round up the top trends that are most relevant to our customers in 2019.
We took part in the 2nd Annual Open Banking and APIs Forum in Amsterdam, in order to share our experience in open banking and to see what other players are doing in relation to this major opportunity -and challenge-.
Localism and lack of standardization in retail banking are some of the problems facing open banking in Europe. Despite this, experts predict a "bright future" in which the main beneficiary will be the consumer.
Commercial banking has always been available to the customer in both parts: loans and credits as well as in deposit services. However, the customer experience took a step forward with online banking and now offers a much greater leap with open banking, where the customer is the sole focus of attention.
