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Business Collections

Mexico

Private

Streamline deposits with a CIE reference

With Business Collections, you can confirm payments from your customers in real time, through your CIE agreement. This way, you can streamline processes that result in increased customer satisfaction, such as delivering cargo to them or reactivating suspended services. You can also display the amount due to make it easier to collect immediately.

Treasury Management

Collections

The Business Collections API is owned by BBVA México, S.A., Institución de Banca Múltiple, Grupo Financiero BBVA México.

Reduce operating costs while increasing customer satisfaction

The Immediate Business Concentration (CIE) service has a number associated with your main checking account. You can use this number to receive payments from your customers automatically and with a reference.

With this API, you can leverage your CIE agreement even more, using deposits with a CIE reference. In addition to having access to your funds from payment, controlling payments made or outstanding collections, eliminating the risks of handling cash and reducing your operating costs, you can now identify payments received at the request of your own customers.

In practice

Cash-flow reconciliation to release goods or services to customers
Balance displayed to debtors online
Issuance of proof of payment for the customer

Help your clients

Allow them to request your services after making their payments, and to view their payable balance online. The simpler and more efficient the process, the more positively they will value their relationship with your business.

Reduce your operating costs

Efficient and fast payment execution will allow you to maintain a more up-to-date cash flow and facilitate your reconciliation processes. It will also help reduce operating costs arising from cross-department harmonization.

Increase your operational capacity

Agility in responding to your customer’s needs is essential for any business. This API allows you to release or deliver the resources your customer needs at the right time, with detailed tracking of the entire process and reduction of any internal errors that may arise from manual management.

Key information

Who made a payment and when

Immediate action

Payable balances and proof of payment

100% online

Automatic and frictionless

How does it work?

Business Collections can be used by any entity with a contract for the Business APIs channel service.

1. Start of the process

The customer accesses a BBVA channel where they specify the number associated with the service they wish to pay.

2. Payment

The customer views the different amounts to be paid and makes the payment online.

3. Confirmation

BBVA notifies your company or entity of the payment in real time, providing the date, channel and identity of the payer.

4. Processing

You can process this information internally in your own systems to improve your relationship with the customer.

A customer’s experience determines the success of a business. A satisfied customer will always be more likely to be a loyal customer. Business Collections gives you the tools to achieve this purpose successfully.

Felipe Borja, Discipline Direct Channels

Other APIs you might be interested in

Read about our other APIs that enable you to offer payments and other banking services to your individual or business customers, all under your own brand.

Business Payments

Allow your customers to get their collections immediately and automatically from your own platform.

More information

BBVA Pay By Bank

Improve your customers’ shopping experience by making it easier for them to pay from their BBVA debit account without the need for a card.

More information

Access the complete API catalog

Access

Let’s talk

Get in touch with us to find out how our suite of APIs can turn your innovations into reality.

Name	Owner	Duration	Description
gobp.lang	BBVA	1 month	Language preference
aceptarCookies	BBVA	1 year	Configuration Accepted Cookies
_abck	BBVA	1 year	Helps protect against malicious website attacks
bm_sz	BBVA	4 hours	Helps protect against malicious website attacks
ADRUM_BTs	Salesforce Marketing Cloud	Session	Required for monitoring of the service, inherent to SFMC
ADRUM_BT1	Salesforce Marketing Cloud	Session	Required for monitoring of the service, inherent to SFMC
ADRUM_BTa	Salesforce Marketing Cloud	Session	Required for monitoring of the service, inherent to SFMC
ADRUM_BT	Salesforce Marketing Cloud	Session	Required for monitoring of the service, inherent to SFMC
xt_0d95e	Salesforce Marketing Cloud	Session	Remember user preferences (if any)
__s9744cdb192d044faa1bf201d29fafd1e	Salesforce Marketing Cloud	Session	Remember user preferences (if any)
wpml_browser_redirect_test	WPML	Session	Text translation in the portal
wp-wpml_current_language	WPML	24 hours	Text translation in the portal

Name	Owner	Duration	Description
AMCV_***	Adobe Analytics	Session	Unique Visitor IDs used in Cloud Marketing solutions
AMCVS_***	Adobe Analytics	2 years	Unique Visitor IDs used in Cloud Marketing solutions
demdex (safari)	Adobe Analytics	180 days	Create and store unique and persistent identifiers
sessionID	Adobe Analytics	Session	Launch's internal cookie used to identify the user
gpv_URL	Adobe Analytics	Session	Adobe Analytics plugin: getPreviousValue Capture the value of a certain variable in the following page view, in this case the prop1
gpv_level1	Adobe Analytics	Session	Cookie used to store the DataLayer levl1 of the previous page.
gpv_pageIntent	Adobe Analytics	Session	Cookie used to store the pageIntent of the previous page.
gpv_pageName	Adobe Analytics	Session	Cookie used to store the pagename of the previous page.
aocs	Adobe Analytics	Session	Cookie that stores the first values collected at the beginning of a process.
TTC	Adobe Analytics	Session	Cookie used to store the time between the App Page Visit event and the App Completed event.
TTCL	Adobe Analytics	Session	Cookie used to store the time between the LogIn event and App Completed.
s_cc	Adobe Analytics	Session	Determine if cookies are active
s_hc	Adobe Analytics	Session	Cookie used by Adobe for analytical purposes
s_ht	Adobe Analytics	Session	Cookie used by Adobe for analytical purposes
s_nr	Adobe Analytics	2 years	Determine the number of user visits
s_ppv	Adobe Analytics	Permanent	Adobe Analytics plugin: getPercentPageViewed Determine what percentage of the page a user views
s_sq	Adobe Analytics	Session	ClickMap/ActivityMap features
s_tp	Adobe Analytics	Session	Cookie used by Adobe for analytical purposes
s_visit	Adobe Analytics	2 years	Cookie used by Adobe to know when a session has been started.

Name	Owner	Duration	Description
OT2	VersaTag	90 days	VersaTag Cookie used to store a user id and the number of user visits.
u2	VersaTag	90 days	VersaTag Cookie where the user ID is stored
TargetingInfo 2	MediaMind	1 year	Cookie that serves to assign a unique random number that generates MediaMind.

Name	Owner	Duration	Description
mbox	Adobe Target	9 days	Cookie used by Adobe Target to test user experience customization.

Business Collections

Learn more about Business Collections

Reduce operating costs while increasing customer satisfaction

In practice