CoDi® Request to Pay (CoDi® Plus)

The perfect solution for your instant collections

Perform your collections easily and quickly by generating QR codes and push messages through the CoDi® payment system from the Mexican Central Bank (Banco de México). Simplify your collection processes and save time, securely!

Learn more about CoDi® Request to Pay

Optimize your company’s collections and payment experience

CoDi® allows you to maximize efficiency and security throughout your revenue cycle.

Forget manual processes and simplify reconciliation by sending remote payment requests via QR codes or push notifications. This way, your customers can complete transactions with just one click, while funds are reflected in your accounts instantly.

In practice

  • FAST AND SIMPLE PAYMENT: Works with any smartphone and enabled banking app, without the complications of cash or cards.
  • REAL-TIME STATUS: Send collection requests using QR codes and push notifications and monitor their status instantly.
  • INCREASED SECURITY: Reduce cash handling and completely eliminate chargebacks in your business.
  • AVAILABILITY: Operates 24/7, 365 days a year.

What it offers

Advantages of the CoDi ® Request to Pay API

Frictionless payment methods

With a simple integration, connect your physical or digital points of sale directly to BBVA through our API and simplify the collection process by sending customers a push notification or a QR code with all the transaction data pre-loaded. Thus, your customer will only have to review and confirm the payment from their application.

Immediate Liquidity

As soon as your customer authorizes the transaction, the funds are immediately reflected as available balance in your account.

Reconciliation

By integrating payment information directly into the QR code or push notification, you can easily identify the exact details of each operation within your CIE reconciliation reports.

Available services

QR Collection

Generate non-face-to-face payment requests via a QR code, ready for your customer to scan and authorize from their banking app.

Push Collection

Send non-face-to-face collection requests directly to your customer’s cell phone number via a push notification.

Push status check

Monitor and instantly know any updates on the status of the push collection instructions you have previously issued.

Report generation

Generate summary reports of payments received in your accounts for CoDi® operations (via QR code and push notifications) within a specific period.*

Operation result notification

Receive automatic and real-time alerts directly on your systems about any status change in your collection requests. This is possible through the CoDi® Notification service, an ideal complement for your integration. For more information, contact us.

*Considerations regarding the report generation service: This service is an optional functionality independent of your CIE contract, which already has a report of payments received to your agreement. It is specially designed for institutions that already have certification with Banxico to generate collections (QR and push), allowing them to check the status of their received payments without needing to contract the complete CIE service.

How does it work?

Other APIs you might be interested in

To learn more about service costs and enrollment details, contact your Cash executive or visit the ‘Contact us’ section for further information. Find out about more APIs and products that might be of interest to you:

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Let’s talk

Get in touch with us to find out how our suite of APIs can turn your innovations into reality.

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