Funding

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“Opening up services to third parties represents a significant change in the banks’ way of thinking”

APIs in banking are helping open up the sector, which is now moving towards what is known as open banking. Under this premise, in her talk at OpenExpo, Carmen Cuesta, CTO of Nimble Payments at BBVA highlighted the importance of the culture of openness in transforming the financial system.

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Do you need a loan? Your only chance is to convince an algorithm

Personal and public data on social media like Facebook or LinkedIn, university studies, future professional potential… There are startups today like earnest, Zestfinance, Affirm or Upstart that use algorithms to create risk assessment models using different variables.

Funding / 01 September 2015

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