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The five keys to understanding PSD2

On December 23, 2015, Directive 2015/2366 of the European Parliament and Council, known as the PSD2 directive, was approved, providing a new regulatory framework for the use of mobile payments, tools from non-banking institutions and enhanced security. What do these changes mean compared to the first PSD and how do they affect companies?

Open Banking Regulations, PSD2 / 02 September 2020
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The conditions imposed by PSD2 on third parties

Under PSD2, all access by third parties to customer personal data, with a view to providing their own services, must not impinge on two key aspects of banking operations: privacy and security. We look at some of the conditions now imposed on TPPs that traditional banking operators were already subject to.

Open banking, PSD2 / 14 January 2020
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The regulation that paved the way for the PSD2

PSD2 is the directive with which the European authorities seek to achieve the definitive opening of the European Union's financial and banking sector through the total standardization of services. This is a key standard, but by no means recent, as its first version dates from 2007.

Open banking, PSD2 / 07 January 2020


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