BBVA API Market
In this case, application programming interfaces are understood as solutions that provide internal service to different departments, front-end application developers, and external partners in the creation of products and services and internal service APIs.
APIs are understood as a consumable, with its owner becoming a provider of services to third parties. These include business model APIs, data interfaces and interfaces aimed at improving the user experience.
APIs allow companies to offer their own e-wallets, building a new user experience that drives and contributes to customer loyalty.
Rulebook 43 is one of the main banking communication standards. It allows any company to receive daily statements of its accounts and, although they still have a long way to go, APIs can help implement it in any size of company.
Checkout financing is a digital alternative to credit cards that boasts advantages such as flexibility, creating one credit facility per customer and ensuring their future loyalty, thus improving the customer lifetime value.