Accounts

Offer best-in-class branded deposit accounts to your individual or business customers

Our Account Origination service, powered by our Accounts API, allows you to create and manage white label deposit accounts for your customers that are updated in real time.

Public
USA
Banking as a Service

Learn more about Accounts

Create deposit accounts for your customers under your own brand

If your customers want to originate and access bank accounts through our APIs, you want to control the end user experience. Our Accounts API allows you to create deposit accounts for your individual or business customers under your brand that are updated in real time.

Check account balances, transactions and other key account data in real time. Service your customers’ account needs and white label this offering. You can even issue account statements under your own brand.

Accounts are provided by BBVA USA and customer funds are FDIC insured.

What it offers

Advantages of the Accounts API

White label service

Use our Accounts API to offer best-in-class deposit accounts to your individual or business customers while controlling the end user experience.

Peace of mind

Move money via ACH between U.S. bank accounts at any financial institution.

Manage risk

Our Accounts API gives you tools to help manage risk. You can block an account, put a hold on an account and link and unlink customers to accounts.

Account information

Our Accounts API lets you access key account data and view balances and transactions in real time. Subscribe to webhook or SQS notifications for instant updates.

Collect transaction data

Our Accounts API gives you access to rich transaction data and account statuses in real time so you can better serve your customers’ needs.

Multiple participants

Use our Accounts API to quickly set up joint deposit accounts for your consumer customers. Or create business accounts for multiple authorized users at one organization.

Services at a glance

Our Accounts API offers:

Individual, joint or business accounts

Create and manage accounts for your consumer or business customers under your brand.

Tailored service

Control your end user’s experience and give them access to self service tools. View transactions, account data and manage risk in real time.

FDIC insurance

Accounts are provided by BBVA USA and customer funds are FDIC insured.

How does it work?

Other APIs you might be interested in

Read about our other APIs that enable you to offer payments and other banking services to your individual or business customers, all under your own brand.

Más APIs

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Let’s talk

Get in touch with us to find out how our suite of APIs can turn your innovations into reality.

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