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Merchants Management

Spain

Private

Manage your POS sales in real-time from your ERP

Access real-time information on your merchants and POS terminals: sales, refunds, pending and settled operations, all directly integrated into your management system.

Treasury Management

Collections

The Merchants Management API is owned by BBVA, S.A., and is marketed by BBVA, S.A. Access and use of the API service are performed through the private area of the es.bbvaapimarket.com platform, owned by BBVA, S.A., after registration.

Total control of your POS terminals in real-time from your management system

In many cases, managing POS information often relies on manual downloads, daily files, and access to multiple portals, which can lead to operational inefficiencies, discrepancies, and limited visibility.

The Merchants Management API eliminates these manual processes, allowing you to access merchant activity in real-time directly from your ERP or internal systems.

In practice

Unified view of merchants and POS terminals.
Real-time access to pending and settled operations.
Get aggregated statistics for analysis and reporting.

Real-time financial visibility

Real-time information on sales and refunds, including pending operations, to make immediate decisions on liquidity.

Automation and data consistency

Replaces manual processes for accessing different portals or information sources with direct integration into your management system, reducing human error.

Full automation via API

Automate access to POS data, by integrating it directly into your ERP or internal systems, without manual processes.

How does it work?

Integrate the Merchants Management API and access real-time information on your merchants and POS terminals from your internal systems.

1. Connect your merchants

Access the list of all your merchants and POS terminals contracted with BBVA, identified by their basic data and merchant codes.

2. Check operations and balances

Consult your merchants’ operations, both settled and pending, with the detail of each transaction and its impact on the treasury position.

3. Access aggregated statistics

Get statistics such as number of transactions, amounts, or average ticket size, and identify consumption patterns or trends that help you make better decisions.

4. Automate management from your ERP

Integrate your merchant information directly into your ERP or internal systems to automate control, reporting and decision-making processes.

With the Merchants Management API, we provide our clients with real-time access to their merchants’ settled and pending operations, without relying on external files or portals. Integrating this information directly into your systems allows you to gain control, agility, and operational efficiency in daily management.

Enrique Serrano Toledano, Open Banking Product Owner

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Access the complete API catalog

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Let’s talk

Get in touch with us to find out how our suite of APIs can turn your innovations into reality.

Name	Owner	Duration	Description
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aceptarCookies	BBVA	1 year	Configuration Accepted Cookies
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ADRUM_BTs	Salesforce Marketing Cloud	Session	Required for monitoring of the service, inherent to SFMC
ADRUM_BT1	Salesforce Marketing Cloud	Session	Required for monitoring of the service, inherent to SFMC
ADRUM_BTa	Salesforce Marketing Cloud	Session	Required for monitoring of the service, inherent to SFMC
ADRUM_BT	Salesforce Marketing Cloud	Session	Required for monitoring of the service, inherent to SFMC
xt_0d95e	Salesforce Marketing Cloud	Session	Remember user preferences (if any)
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wp-wpml_current_language	WPML	24 hours	Text translation in the portal

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AMCV_***	Adobe Analytics	Session	Unique Visitor IDs used in Cloud Marketing solutions
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gpv_pageIntent	Adobe Analytics	Session	Cookie used to store the pageIntent of the previous page.
gpv_pageName	Adobe Analytics	Session	Cookie used to store the pagename of the previous page.
aocs	Adobe Analytics	Session	Cookie that stores the first values collected at the beginning of a process.
TTC	Adobe Analytics	Session	Cookie used to store the time between the App Page Visit event and the App Completed event.
TTCL	Adobe Analytics	Session	Cookie used to store the time between the LogIn event and App Completed.
s_cc	Adobe Analytics	Session	Determine if cookies are active
s_hc	Adobe Analytics	Session	Cookie used by Adobe for analytical purposes
s_ht	Adobe Analytics	Session	Cookie used by Adobe for analytical purposes
s_nr	Adobe Analytics	2 years	Determine the number of user visits
s_ppv	Adobe Analytics	Permanent	Adobe Analytics plugin: getPercentPageViewed Determine what percentage of the page a user views
s_sq	Adobe Analytics	Session	ClickMap/ActivityMap features
s_tp	Adobe Analytics	Session	Cookie used by Adobe for analytical purposes
s_visit	Adobe Analytics	2 years	Cookie used by Adobe to know when a session has been started.

Name	Owner	Duration	Description
OT2	VersaTag	90 days	VersaTag Cookie used to store a user id and the number of user visits.
u2	VersaTag	90 days	VersaTag Cookie where the user ID is stored
TargetingInfo 2	MediaMind	1 year	Cookie that serves to assign a unique random number that generates MediaMind.

Name	Owner	Duration	Description
mbox	Adobe Target	9 days	Cookie used by Adobe Target to test user experience customization.

Merchants Management

Learn more about Merchants Management

Total control of your POS terminals in real-time from your management system

In practice