Request to Pay

The tool that will allow you to efficiently manage your collections

With the Request to Pay API, you can initiate payment requests that will be sent instantly to your payers.

Learn more about Request to Pay

Integrate collection requests into your processes

With the Request to Pay API, you can send payment requests from your own invoicing, recovery, or sales processes. This way, you will gain agility and efficiency in your collection processes.

Additionally, you will have full traceability of your payment requests at all times, and you will be able to know whether they have been accepted or rejected by the payer.

In practice

  • Issue up to 200 payment requests to different payers in a single API call.
  • Check your requests in real time, regardless of their status. In addition, you will have full traceability of the responses to your requests.
  • Automatically reconcile the payments received in your bank account through the request’s own reference.

What it offers to your customers and users

Advantages of the Request to Pay API

Control

Your customer will have full visibility of the payment details and will be able to manage the request through their own bank.

Ease

The customer, whether businesses or individuals, can accept the payment request from their financial institution, according to the defined conditions: deadline, payment type, and amount.

Clarity

If the customer rejects the request, they can indicate the reason for rejection to the issuer.

What it offers to your business

The Request to Pay API offers:

Agility in managing your collections

Request to Pay complements the current catalogue of collection solutions with an immediate and digital product. Your payment request will be sent instantly to the payer.

Simplicity and control

Ease of reconciliation and traceability of operations. You can reconcile the credits in your account with the payment requests issued.

Greater security

It significantly reduces the risk of returns or refunds, as payments are received via payer-authorized transfers which, once executed, are irrevocable, providing greater certainty and finality of settlement.

How does it work?

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“The Request to Pay API redefines the payment collection experience with full traceability, control, and agility for issuers and payers. A digital solution that simplifies payments and improves operational efficiency.”

Miguel Díaz Díaz

Product Owner Enterprise Client Solutions

Other APIs you might be interested in

If the Request to Pay API has been useful to you, these options may also interest you:

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