
The role of fintechs in the PSD2 scenario
Hoy en día las compañías ‘fintech’ juegan un papel decisivo dentro del escenario de la PSD2: han sido un importante motor de innovación para el sector bancario y se han constituido como industria.
Success stories, news, events and all kinds of information related to open banking
Hoy en día las compañías ‘fintech’ juegan un papel decisivo dentro del escenario de la PSD2: han sido un importante motor de innovación para el sector bancario y se han constituido como industria.
Analizamos el informe del Departamento del Tesoro sobre la apertura del sistema financiero al ecosistema fintech y la innovación
The transformation of the banking sector is an unstoppable process. The provision of financial services is changing and becoming services and platforms which can host new channels, products, associations and opportunities. And it's here, at the core of this sectorial revolution, where Banking as a Service (BaaS) and White Label Banking play the key role.
Growth in mobile payment use in Spain is still limited: the consumer habit transformation process always takes time. However, there is a wide offering of services linked to mobile payments, particularly from banks and leading tech companies, with a view to seducing a growing market.
Under PSD2, all access by third parties to customer personal data, with a view to providing their own services, must not impinge on two key aspects of banking operations: privacy and security. We look at some of the conditions now imposed on TPPs that traditional banking operators were already subject to.
The cryptocurrency boom is far from over, and developers have been hard at work creating robust application programming interfaces (APIs) to integrate existing software with new software based on cryptocurrencies.
A Progressive Web App (PWA) allows users to continue browsing once they are offline. It does this by leveraging the pages they have already visited and another series of requirement listed in this article.
PSD2 is the directive with which the European authorities seek to achieve the definitive opening of the European Union's financial and banking sector through the total standardization of services. This is a key standard, but by no means recent, as its first version dates from 2007.
Chartbeat, Webtrends and KISSmetrics are three good examples of tools that, thanks to their APIs, can compete perfectly with Google Analytics, although the competition scenario is not that simple.
Using responsive or adaptive design is one of the most important decisions of a web project. We analyze the fundamentals of both ways to build a site’s architecture. Adaptive design and responsive design are even confused by veteran members of the web design industry.