In just one year, the second European Payment Services Directive—or PSD2 as it is better known—has created a new scenario combining innovation and security, in which banks have been progressively opening up access to their infrastructure to third parties.

Today, APIs are not a mere extra in the business world; they have become an essential part of the day-to-day operations of any company, large or small.

Big Data management is essential today for creating differentiation in an ever more demanding market. Its use is already benefiting several sectors and it is proving to have infinite possibilities. This article proposes a series of recommendations, tools and success stories to enhance your company.

Hoy en día las compañías ‘fintech’ juegan un papel decisivo dentro del escenario de la PSD2: han sido un importante motor de innovación para el sector bancario y se han constituido como industria.

Analizamos el informe del Departamento del Tesoro sobre la apertura del sistema financiero al ecosistema fintech y la innovación

Under PSD2, all access by third parties to customer personal data, with a view to providing their own services, must not impinge on two key aspects of banking operations: privacy and security. We look at some of the conditions now imposed on TPPs that traditional banking operators were already subject to.

PSD2 is the directive with which the European authorities seek to achieve the definitive opening of the European Union's financial and banking sector through the total standardization of services. This is a key standard, but by no means recent, as its first version dates from 2007.

Facebook is still the largest social network in the world. Leveraging its size, it can reach audiences that were inaccessible to all platforms until now. More than 2 billion people are active and more than 1.5 billion use it every day. The company founded by Mark Zuckerberg has become indispensable for digital businesses across the planet. If you own a business, you must ponder your Facebook presence, at the very least to consider whether it can help you draw attention to your products or services. 

If you are an API developer you are very likely to be interested in information about the legal framework for protecting the copyright on them. In this article for BBVAOpen4u, María Kovesdi offers several tips to help to navigate your way through the legislation. 

The PSD2 directive has come into force and opened a new scenario of liberalization of the financial sector in Europe. In this new context, several protagonists take on a specific role in the relationship between banks, services providers, European regulatory institutions and customers.