Cloud Speech API is an application development interface that will enable external developers to access speech recognition and natural language processing functionalities. The goal is to win over some of Nuance's market share.
José Manuel de la Chica, New Business Digital at BBVA, highlights the value of the APIs in the digital transformation of banks and traditional businesses. The bank take part to open its APIs to third parties to create value and open new business opportunities.
Traditional financial institutions are undertaking their digital transformation. Some decide the best way to achieve this is through open banking and open their platforms and APIs to third parties. In this interview, José Manuel de la Chica, of BBVA's New Digital Business, discusses this disruptive process.
Many banks already use private cloud computing and private Platform as a Service (PaaS) models for part of their financial services and products. They can choose between proprietary solutions like Apprenda, or open-source solutions like OpenStack.
A few days ago at Revolution Banking 2016, I had the chance to meet with other professionals in the sector and discuss Open APIs, open bank API platforms and of course the potential impact of the European Directive on Payment Services (PSD2) on the future of the financial and payments sector.
Open Bank Project is an open code API and an app store that enables banks and their DevOps teams to make use of outside talent to create new products and services for their customers. All based on a vision of open business.
There are many reasons why you should include an API in your business, but the main one is that it will help you streamline the processes.
4andgo appeared in 2011 when its promoters Alejandro and José Luis were working for another company in developing mobile apps and looked for a change. They have been winners of the first edition of BBVA InnovaChallenge in the category of business solutions.
APIs have become the new essential tool for most development and business equipment (DevOps). In the short-term future, it is expected that APIs become universal, turn banks into platforms and give microservices an extra boost.
Francisco Muñoz is founder and managing director at Theysay.me, a tool that monitors opinions about restaurants and hotels. We talk with him about his startup and the advantages of processing and analysing Big Data.
