La crisis de la covid-19 ha provocado una crisis sin precedentes en los departamentos de tesorería de las empresas.
Lack of confidence in the payment platform and slow processing are the two factors that most influence the abandonment of purchases from ecommerce. Two problems that can be solved thanks to APIs.
Los analistas de una empresa recurren a una serie de ratios para analizar su situación financiera. Sin embargo, estos no siempre muestran la imagen real de la compañía por estar desactualizados. Las APIs permiten que una empresa pueda actualizar su tesorería en tiempo real y, en consecuencia, toda su información contable.
APIs enable you to streamline bank reconciliation systems by making it easier to access tailored information in real time.
The automotive industry is possibly one of the least digitized. This situation is particularly significant in car dealerships, where the purchase and financing process continues to be done in the traditional way. However, APIs can give a new impetus to this service by offering an innovative product and a new experience to their customers.
Knowing how this banking product works can help us benefit from its advantages and get the most out of it.
The PSD2 regulation opened up banking infrastructure to third parties and revolutionized banking as we know it. Particularly as regards contracts for products whose rules seemed set in stone, such as mortgage applications. Thanks to APIs, this can be done entirely online, without going to a branch and minimizing friction in the process.
The use of APIs in purchasing processes contribute to eliminating possible frictions, improving conversion and increasing sales by simplifying both online and offline purchases.
Confirmation of funds is a service regulated by the PSD2 Directive intended to find out whether a certain customer has enough funds in their bank account when making a charge using their credit card.