The metamorphosis of the financial sector is a reality. “Our environment is evolving, not only because of the entry into force of PSD2, but also because of the introduction of new disruptive business models thanks to new technological capabilities that allow us to do things differently and generate value for the client,” explained Ana Climente, head […]
Is it a bank? A service platform? A factory of financial products? A distributor? Does it sell or buy information? All this and more. APIs are revolutionizing the world of banks and are set to transform banking into the largest operations scalextric imaginable.
And, what does the future hold for the banking business? The cutting-edge developments in the industry are coming via technology, which is being harnessed to improve the products and services offered to customers. We take a glimpse at the future via ten of the hottest APIs in the sector right now.
The cryptocurrency boom is far from over, and developers have been hard at work creating robust application programming interfaces (APIs) to integrate existing software with new software based on cryptocurrencies.
Open banking is the new paradigm in the financial world. However, although many companies in the sector are implementing this open banking, it is still greatly unknown by businesses in other sectors, who may find in open APIs (Application Programming Interface) multiple possibilities to improve their processes or customer experience.
The use of Big Data today offers an important added value for a wide range of sectors, from banking to retail.
We took part in the 2nd Annual Open Banking and APIs Forum in Amsterdam, in order to share our experience in open banking and to see what other players are doing in relation to this major opportunity -and challenge-.
Localism and lack of standardization in retail banking are some of the problems facing open banking in Europe. Despite this, experts predict a "bright future" in which the main beneficiary will be the consumer.
How do town-planning decisions affect a city's routines? How can data help assess and make decisions? The granularity and detailed information offered by PayStats allowed Madrid's city council to draw a more accurate map of consumer behavior and gain an objective measurement of the impact of the traffic restriction measures on commercial activity.
Hay quien lo llama ‘revolución’, otros prefieren definirlo como ‘evolución’. Sea como fuere, la fuerte transformación que vive el sector bancario impulsada por la entrada en vigor en noviembre de 2018 de la directiva europea sobre servicios de pago digitales PSD2, lleva aparejada un cambio en los perfiles profesionales que demanda la industria.
