Consumer

Facilitate the identity verification of your customers in one call

Our easy-to-use Identity Verification service, powered by our Consumer API, enables Know Your Customer (KYC) and Customer Identification Program (CIP) checks for your individual customers and creates a consumer record, all in one call.

Public
USA
Banking as a Service

Learn more about Consumer

Enter basic information and we’ll screen your customer

If you provide a regulated financial service in the U.S., you must verify your customer’s identity – the Know Your Customer (KYC) process. That often involves integrating and normalizing data from different sources.

Provide a few details about your individual customers and our proprietary evaluation model will screen national and international watch lists, sanctions lists, social media, public records and private databases. Instead of pages of data, our intuitive API will let you know whether your customer is approved, in review or declined.

In some instances, we will help you to verify a customer within seconds without requiring the customer to provide photo identification. If additional documentation is required, you can use the API to send it to us.

What it offers

Advantages of the Consumer API

Single integration

Verifying a customer’s identity often involves integrating and normalizing data from different sources. Our Consumer API does this for you, so you can perform KYC through a single integration.

Verification within seconds

Our identity verification methodology is supported by a leading, U.S. financial institution. Find out if your customer’s identity is approved in seconds. If we need more information, use our timely secondary verification process.

White label service

Offer best-in-class service to your customers while controlling the end user experience. Verify your customer’s identity and offer access to banking and payment services as a native part of your application.

Create a consumer record in seconds

Perform customer identification and create a consumer record on BBVA’s core, all in one call.

Meet KYC and CIP standards

Our easy-to-use service helps meet KYC and CIP standards.

Access proprietary screening

Our proprietary evaluation model uses public records and private databases to screen your individual customers.

Services at a glance

Our Consumer API offers:

Streamlined onboarding of individual customers

Verify your customer and create a user record

Proprietary screening

Provide information about your customer and we will confirm whether they are approved or declined

Bank-supported methodology

Verification methodology supported by BBVA USA

How does it work?

Other APIs you might be interested in

Read about our other APIs that enable you to offer payments and other banking services to your individual or business customers, all under your own brand.

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Let’s talk

Get in touch with us to find out how our suite of APIs can turn your innovations into reality.

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